Here at Eye Care Associates of Princeton, we are proud to accept many different forms of payment so that you are able to get the care you deserve.
We are always happy to go over the costs that will be associated with your visit. We will give you a breakdown to help you make the right decision for the health of your eyes. Then we can discuss payment options.
We are proud to work with most insurance providers so that you can get the care you need. We will be glad to figure out exactly what your insurance will pay. We will do our best to figure out your insurance so you don’t get any unexpected fees.
The difference between Insurance benefits and healthcare coverage isn’t always easy to understand. Many times the best approach is to speak with a human resources representative or benefits specialist through your employer. They can help you navigate what is covered and what isn’t. Generally speaking, there are a few things you should know about vision insurance compared to health insurance and how they may help cover your eye care needs.
There are several vision insurance providers including EyeMed, Aetna Vision 1, Superior Vision, etc. Of course, they all have their own specific coverage benefits and amounts, but in general they cover routine care like getting an annual exam, glasses or contact lenses. These providers will often pay all or part of the cost of your exam and eyewear and then give you a timeline of how often you can get a covered exam or an eyewear allowance. Of course, you are allowed to order additional contact lenses or glasses, or to get exams more frequently, but your insurance provider will only cover a predetermined amount based on their annual or bi-annual benefits timeline. Generally individuals that have coverage pay a co-pay or a percentage of the cost of an exam and any associated eyewear.
The difference between vision insurance and health insurance is that health insurance generally only covers eye care that is related to a medical condition. For example, if you need an eye exam because of cataracts, dry eyes, complications from diabetes, or a condition related to diagnosed high blood pressure, then your health insurance will usually cover the eye care. You don’t need vision insurance for this type of coverage. You may be able to use your health insurance to cover your medical eye condition or eye care needs and then utilize your vision insurance to cover your glasses or contact lenses.
In addition to covering eye care for medical conditions, health insurance will typically cover care if you experience an eye injury or develop an eye disease.
We also accept cash and most credit cards as forms of payment. Once we figure out what your insurance will and will not pay, we will work with you so you get the care you deserve.
VISION PLANS WE ACCEPT:
MEDICAL PLANS WE ACCEPT:
If you have any questions about our payment options or what your insurance will or will not cover, don’t hesitate to contact us today at (609) 520-1008.